You care for everyone else. Let's help you get home.
Doctor or nurse? You may qualify for a home loan with 0% down through select financing programs. Explore your options with a local real estate team that knows San Diego.
See If You May QualifyFind out what options may fit you.
Tell us a little about your plans. We’ll help you explore next steps with a participating lender.
Your homeownership path could look different.
Healthcare professionals sometimes have access to specialized financing. We'll help you understand what's available for your role and your situation.
Potential 0% down options
Depending on the specific lender program and your qualifications, you may be able to buy without a traditional down payment.
A smarter home search
Find homes that align with your budget, work schedule, commute, and long-term plans.
Clear financing guidance
We can introduce you to lending professionals who can explain current terms, eligibility, costs, and next steps.
From “maybe someday” to “what's possible?”
Tell us about yourself
Email us your healthcare role, timeline, and the area where you'd like to buy, or call our team.
Explore financing
A participating lender can review potential programs and determine your eligibility.
Find the right home
Our real estate team helps you navigate neighborhoods, opportunities, offers, and the purchase process.
Big goals. Busy schedules. We get it.
Whether you're a first-time buyer, relocating for a healthcare role, or ready for your next home, the first step is simply understanding your choices.
Good questions deserve clear answers.
Can doctors and nurses really buy a home with zero down?
Some mortgage programs may allow qualified borrowers to purchase with no down payment. Availability and eligibility depend on the actual lender, loan product, credit and financial profile, and property. Not every doctor or nurse will qualify.
Does “0% down” mean I don't need any cash at closing?
Not necessarily. Down payment and closing costs are different. Closing costs, prepaid taxes, insurance, reserves, and other expenses may still be required, depending on the program and transaction.
Do I need to be a first-time homebuyer?
That depends on the program. A lender can confirm whether first-time buyer status, current homeownership, or prior ownership affects eligibility.
What if I'm a new physician, resident, or traveling nurse?
Some programs have specific employment and income guidelines. Tell us about your role, and we'll help you identify which questions to ask a participating lender.
Does submitting the form affect my credit?
No credit report is pulled by this real estate interest form. A lender may request permission for a credit check at a later step of the mortgage application process.